Here are 8 reasons why you're having trouble saving money

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1. Not paying attention to repaying the debt: this loan includes student loan loans, credit card loans, mortgage loans, and personal loan loans.

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2. Budgeting: maintaining a budget can help you understand how much you're spending each month

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3. Trying to impress friends with money: friends invite you to a more expensive party than expected

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4. Lack of emergency funds: Saving for emergencies is necessary for many reasons, one of which is the emergency fund should be.

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5. Paying for items we don't use

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6. It is easy to spend money: whether you are out and about on your phone or scrolling, opportunities to spend money are everywhere.

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7. No further thinking: we are currently so rooted that our child needs college tuition money or has enough money to retire himself.

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8. Spending a lot of money on social activities

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