7 things you should know before applying for a credit card

1. Create your credit:

Starting a credit line can help you establish a good credit score.

2. Check your credit score:

Knowing and understanding your credit score will help you understand the possibility of acceptance for your first credit card.

3. Application documents:

Different cards have different requirements but you will definitely need two things - proof of age and proof of identity.

4. Submit the application and wait:

You can submit your application online, in person, over the phone, or by mail.

5. Types of credit cards:

Comparing different types of credit cards, it is important to think about how you can benefit from the card.

6. Set repayment plan:

For your repayment strategy, be sure to budget to pay at least the minimum.

7. Earn rewards:

You can also earn cash-back rewards based on the card you

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